About Robert O’Farrell
Rob O’Farrell is the Chief Technology Officer and co‑founder of ID‑Pal, the multi‑award‑winning identity verification platform recognised globally for excellence in fraud prevention, regulatory compliance, and next‑generation digital identity. Under his technical leadership, ID‑Pal has earned top honours across the US and Europe and secured a place among the world’s leading RegTech innovators—appearing in the RegTech100, Deloitte’s Fast 50 and Fast 500 rankings, and multiple international FinTech award programmes.
With over 20 years of experience in AI, machine learning, large‑scale systems engineering, and applied computational science, Rob has driven ID‑Pal’s evolution into a trusted enterprise‑grade solution used across regulated industries worldwide. Prior to ID‑Pal, he founded Perfutil Technologies, delivering complex, data‑driven platforms for startups and global enterprises alike. Rob holds degrees in Computational Physics and Chemistry, and a masters in multimedia systems from Trinity College Dublin.
The Identity Theft Perfect Storm: Q-day and Gen AI
Today, Gen AI can already fake most biometrics. However, attackers still struggle to obtain complete and accurate personal PII. When Qday arrives, decades of encrypted PII gathered through breaches and interceptions will be decrypted through HarvestNow, DecryptLater pipelines releasing authentic personal data at scale. The result is a perfect storm: Gen-AI generated biometrics combined with real PII and identity theft becoming an automated, low-cost, high-volume process - unless organisations enforce a rigorous chain of rust at capture and verification. In this presentation, Robert will expand on this forecast by giving a clear, mental model of how identity theft economics will transform between now and 2036. Using simple visuals, Robert will explain the attacker shift from labour intensive fraud to industrialised identity assembly lines and leave the audience with a concise, vendor agnostic blueprint for defending identity systems in the decade ahead.